First day of Training

I'm riding tony's bike to work, when I first got on the little monster it felt like I was going to break it, it turns out all it needed was to be set on the correct gear and the chain needed to be moved over a smidgen. I don't see why people in the city buy mountain bikes to begin with, they aren't living in a hilly state and hardly ever leave the neighborhood. Oh well it isn't my money, speaking of money I hope my mom's check comes today, more than that I hope I can open a new account with charter one so I won't have to pay 7 dollars every time I want to get a check from my mom cashed. I also have to set up a bank account because Kohls is "paperless" which means they only do direct deposits and such.. What a pain, my credit is so low I don't know what to do. At work they have this credit card, that they could add my funds too, it'll be another pain because it has a bunch of fees for EVERYTHING. Its fine, i'll get a bank account on one of my off days.